IMPORTANT DISCLOSURE INFORMATION
The following presentation by New England Capital Financial Advisors, LLC (“NECFA”) is intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from NECFA or any other investment professional of your choosing. Please see additional important disclosure at the end of this penetration. A copy of NECFA’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.newenglandcapital.com.
Women and Investing
March is Women’s History Month, and according to a recent survey, 49% of women consider themselves to be the chief financial officer of their households, up from 41% in 2021.1
Those numbers are even more impressive when you consider that until 1974, a married woman often needed her husband’s permission to open a bank account, apply for a credit card, or sign up for a mortgage. Times have changed!2
The financial landscape continues to transform, with women projected to oversee $34 trillion in U.S. investable assets by 2030, representing about 38% of the total. This dramatic change reflects broader shifts in society, careers, and family structures.2
While 75% of women feel confident about day-to-day money management, there’s still room for growth in long-term financial decision making. Women often take a more measured approach to financial choices, which can influence outcomes.
Women typically:
- Take a more patient approach to investment decisions
- Maintain strategies during market volatility
- Show stronger interest in sustainable and socially responsible options
- Demonstrate greater openness to professional guidance4
Communication is Key
Nearly one in four couples say money is their greatest relationship challenge, with 45% reporting occasional financial disagreements. Open dialogs about financial goals, risk, and long term objectives can help strengthen relationships and financial outcomes.
As women’s roles continue to evolve, so do the opportunities and challenges they face. Whether through career advancement, inheritance, or other means, women increasingly take the lead in family financial decisions. This shift calls for fresh perspectives on how families approach their financial futures together.
As we celebrate Women’s History Month, it’s inspiring to see how financial roles within families continue to evolve. No matter who takes the lead in managing finances, thoughtful preparation and collaboration are key to building a long-term strategy. We’re here to support you and your family in navigating every stage of your financial journey—helping you become more confident when making decisions that create a lasting legacy for future generations.
1. Allianz Life Insurance Company, February 6, 2024
2. Financial Advisor Magazine, December 9, 2024
3. U.S. News & World Report, August 19, 2024
4. Wells Fargo Investment Institute, October 15, 2024
5. Fidelity Investments, February 1, 2024
IMPORTANT DISCLOSURE INFORMATION
Please remember that past performance is no guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by New England Capital Financial Advisors, LLC [“NECFA”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from NECFA. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. NECFA is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the NECFA’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at www.newenglandcapital.com. Please Note: NECFA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to NECFA’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Please Remember: If you are a NECFA client, please contact NECFA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently. Please Also Remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian.