Blog
Protect Your Kids and Yourselves With These Documents
It’s mid-September 2023, which means the seasons are changing and I don’t just mean from baseball to football season. Well, as far as baseball is concerned, we can forget any pennant races in the New England/New York area this year. This...
Read MoreFive Common Question on Social Security
Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...
Read MoreDollars and Degrees: The Cost of Education
As we approach the back-to-school season, I wanted to discuss an important topic that might be on your mind: the cost of education. Whether you have children or grandchildren preparing for college or considering furthering your...
Read More5 Tips to Help You Recognize a Potential Phishing Attempt
In our role as financial professionals, we understand how vital it is to safeguard clients’ personal and financial information. In today’s digital landscape, phishing attacks have become a pervasive cybersecurity threat that can...
Read MoreIRA Distributions Update
I know I’ve written and talked about this subject before, but there’s still a lot of bad information and bad advice I hear about IRAs, inherited IRAs, and the required minimum distributions or RMD‘s. Why is this? Well, perhaps one of the...
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Market Update
As widely expected, the Federal Reserve paused its interest rate hiking campaign at its June meeting. The Fed had signaled that it wanted to review financial data coming in on the impact its rate increases had on inflation and the...
Read MorePortfolio Holding Highlight: GS GQG Partners International Opportunities Fund
In the coming months, I will be highlighting some mutual funds in our models and why we chose them. We have a Research/Investment team, which is composed of our advisory team and our compliance officer. This team meets at least quarterly...
Read MoreThe AI Genie Is Out of the Bottle: Now What?
AI or artificial intelligence and machine learning, are making headlines. One example of AI is a free software program you can download to your computer called ChatGPT. Five days after it was introduced to the public, it was being used...
Read MoreThe Looming Debt Ceiling
You may have heard that back on January 19th that the U.S. hit its $31.4 trillion debt ceiling, and since then, the U.S. Treasury has been using "extraordinary measures" to keep paying its bills.1 It sounds ominous, but how concerned...
Read MoreCaring for Aging Parents
Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and older has grown 38% and is expected to reach 94.7 million in...
Read MoreAre My Bank Accounts Safe?
The sudden collapse of SVB Financial, a California-based bank focused on technology startups, has raised important questions about the health of the U.S. banking system and the government’s response to yet another crisis in the financial...
Read MoreTo Shred, or Not To Shred
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreA Decision Not Made Is Still a Decision
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all."This...
Read MoreYour Emergency Fund: How Much Is Enough?
Your Emergency Fund: How Much Is Enough?Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're...
Read MoreTop 10 List of Things To Do To Get Financially Fit in 2023!
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreYear End Tax Tips
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreThe Biggest COLA Increase Since 1981
How well do you remember 1981? Harrison Ford had his first bow as Indiana Jones in Raiders of the Lost Ark. Frogger and Donkey Kong were all the rage at video arcades. Bob Ross left the Air Force and took up painting. On top of that,...
Read MoreNew Retirement Contribution Limits for 2023
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...
Read MoreCan Midterm Elections Move Markets?
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreChanges to Inherited IRA Rules
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreImportant Details on Student Loan Relief
The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know.Pell vs. non-Pell: Loan...
Read MoreShould You Contribute to Pre-Tax or Roth?
The decision to contribute to a Traditional IRA/401(k) versus a Roth IRA/401(k) can mean the difference of thousands of dollars paid in taxes over time. So, when does it make sense to do one over the other? Or should you contribute to...
Read MoreThe Inflation Reduction Act of 2022
*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...
Read MoreDistribution Planning - Part 2
In my last blog I discussed how Covid pandemic along with other factors caused many people to rethink how they would be working, and how long they would be working. In the past decade, about 2 million baby boomers per year retired...
Read MoreI Bond Info
Questions about US Government I bonds have been coming up recently during our client meetings about whether these investments are right for you. The answer to that question is they may NOT be right for everyone so let’s...
Read MoreHow Much Money Do You Need For Retirement?
Have you ever thought about how much money you might need for retirement? Well, you can get a rough idea with just a few simple calculations. Follow along with the video and follow these four simple steps:Estimate your expensesFactor...
Read MoreDuring Bear Markets, Keep an Eye on the Long-Term Picture
As some of you may know, we're officially in a bear market, which happens when stocks close down 20% or more from their most recent high. While this can be worrisome for some of you and also cause a large range of...
Read MoreDistribution Planning - Part 1
Hi, my name is Chris Beale. I am a senior advisor and founder of New England Capital Financial Advisors. Today I want to talk about one of my favorite topics, Distribution planning. The covid Pandemic has caused many employees to...
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Planning for Elderly Parents
One of the financial planning rules we use here in the office and with our clients is to “plan for the unexpected”. There are many things can derail a good financial plan, but proper planning can help keep you on track. A...
Read MoreInflation Horizon
I am thrilled to be discussing inflation. Not that inflation is a particularly exciting topic, rather I’m just glad to discuss anything but COVID 19 in this blog! As we cautiously start thinking forward to a post-Covid world, we...
Read MoreCryptocurrency: What Is It and Should You Own It?
Through my 26 years of experience, it seems that every several years something “new and trendy” is introduced into the investing world. Whether it was technology stocks and the dot-com bubble in the 1990s, Real estate...
Read MoreAre We Ready For The Roaring '20s?
The Roaring ‘20s refers to the 1920s when economic prosperity flourished in the United States and Europe. Deferred spending from the effects of World War I and the Spanish Flu Pandemic, a construction boom, and the growth of...
Read MoreWhere Do We Go From Here?
What a difference a year makes! Between February 2020 to March 2020 the S&P 500 (500 largest US companies) average dropped roughly 35% in that span. As many of you know through your account balances, you have made up those losses and...
Read MoreLessons From The Pandemic
Just over a year ago, on March 16, 2020, everyone at New England Capital packed up our equipment and said our goodbyes. I didn’t know when we’d be back together in the office – hopefully within a month, or certainly...
Read MoreWas 2020 a Dream?
I want everyone to close their eyes and go back to December 31st, 2019. Wildfires had scorched a huge chunk of Australia, Tom Brady won his 6th Super Bowl; Tiger Woods returned to golf to win his 5th Masters; Bradley Cooper and Lady...
Read MoreCrystal Balls: The Cost of the COVID 19 Pandemic and Stock Valuations
By far the most common question I get asked these days is “what is next?”. Many times, it starts like this: “Chris, I know you don’t have a crystal ball, but…..” Actually, I do have a crystal ball!...
Read MoreThe US Election and Geopolitics in the Age of Disruption
We were very pleased at the large turnout we had for our October 5th event/webcast on The US Election and Geopolitics in the Age of Disruption with special guest John Emerson from Capital Group. Unfortunately, Capital Group did not...
Read MoreFinancial Boot Camp for Teenagers
Do you want your teenage children, grandchild, niece or nephew to understand the true value of money and the importance of it? Are you frustrated with their lack of financial knowledge? If so, New England Capital Financial Advisors,...
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COVID-19 Resources
We have provided links below for some Covid-19 resources. Financial Assistance - For Businesses Connecticut Recovery Bridge Loan Program: Connecticut businesses with less than 100 employees impacted by COVID-19 may apply for a one-year...
Read MoreSponsoring a Family for Christmas 2019
Once again, this year in lieu of having our annual Secret Santa gift exchange, the staff at New England Capital decided to sponsor a local family in need for Christmas through the Beat The Street Community Center in Meriden.
Read MoreChristmas in the Village 2019
Christmas In The Village South Meriden was held on Saturday, December 7th from 1:00 to 4:00 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...
Read MorePlease Join us at Christmas in the Village on Saturday December 7th in South Meriden
New England Capital is proud to be a part of Christmas In The Village South Meriden, which will be held on Saturday, December 7th from 1:00 to 4:30 PM on Main St in South Meriden. The event starts with a parade featuring Santa, Elves,...
Read MoreMeriden Humane Society
If you’ve been in the office recently on a Friday, you might have noticed us wearing jeans. We recently implemented Jean Friday’s in the office where if employees choose to wear jeans, they make a $5 donation to charity....
Read MoreChristmas in the Village 2018
Christmas In The Village South Meriden was held on Saturday, December 1st from 1:00 to 4:00 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...
Read More30th Anniversary Party at Holiday Hill
New England Capital recently celebrated their 30th Anniversary with clients at Holiday Hill in Prospect! The founder of the firm, Christopher W. Beale, CFP®, started the firm in July 1998. This was a great celebration that was well...
Read MoreChristmas in the Village 2017
Christmas In The Village South Meriden was held on Saturday, December 2nd from 2:00 to 5:30 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...
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