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Friday, February 16, 2024

“It’s the ECONOMY, Stupid!” This quote comes from James Carville, who was a campaign strategist for Bill Clinton when he was running for president against incumbent George H W Bush. It’s often quoted during elections as people tend to...

Friday, December 15, 2023

All of us at New England Capital Financial Advisors would like to take this opportunity to wish you and your family a very warm holiday season and a very healthy, safe and prosperous New Year. It is one of our greatest pleasures to...

Thursday, November 30, 2023

I want to give you a few tips on how to keep safe online this holiday season.  Now that we are all stuffed with Turkey, the Holiday shopping season is in full swing. Last night as I was running an errand with my almost 13 year old...

Thursday, November 16, 2023

Hi, this is Chris Beale with New England Capital Financial Advisors, LLC with our latest video blog. I’m going to continue with the Social Security series of blogs that Ann Ocone started when she discussed the Social Security...

Thursday, November 2, 2023

Once someone starts receiving Social Security benefits, their payments may increase in accordance with the rate of inflation in the prior year. The cost-of-living adjustment (COLA) was 5.9% in 2021, followed by an 8.7% increase in 2022....

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Thursday, October 19, 2023

The Social Security Administration has announced a 3.2% Cost of Living Adjustment (COLA) for 2024. This adjustment means the average Social Security retiree beneficiary will see their monthly check increase by about $57 to $1,849,...

Thursday, September 21, 2023

It’s mid-September 2023, which means the seasons are changing and I don’t just mean from baseball to football season. Well, as far as baseball is concerned, we can forget any pennant races in the New England/New York area this year. This...

Thursday, September 7, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Thursday, August 24, 2023

As we approach the back-to-school season, I wanted to discuss an important topic that might be on your mind: the cost of education. Whether you have children or grandchildren preparing for college or considering furthering your...

Thursday, August 10, 2023

In our role as financial professionals, we understand how vital it is to safeguard clients’ personal and financial information. In today’s digital landscape, phishing attacks have become a pervasive cybersecurity threat that can...

Thursday, July 27, 2023

I know I’ve written and talked about this subject before, but there’s still a lot of bad information and bad advice I hear about IRAs, inherited IRAs, and the required minimum distributions or RMD‘s. Why is this? Well, perhaps one of the...

Thursday, July 13, 2023

As widely expected, the Federal Reserve paused its interest rate hiking campaign at its June meeting. The Fed had signaled that it wanted to review financial data coming in on the impact its rate increases had on inflation and the...

Thursday, June 29, 2023

In the coming months, I will be highlighting some mutual funds in our models and why we chose them. We have a Research/Investment team, which is composed of our advisory team and our compliance officer. This team meets at least quarterly...

Thursday, June 8, 2023

AI or artificial intelligence and machine learning, are making headlines. One example of AI is a free software program you can download to your computer called ChatGPT. Five days after it was introduced to the public, it was being used...

Thursday, May 18, 2023

You may have heard that back on January 19th that the U.S. hit its $31.4 trillion debt ceiling, and since then, the U.S. Treasury has been using "extraordinary measures" to keep paying its bills.1 It sounds ominous, but how concerned...

Thursday, May 4, 2023

Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and older has grown 38% and is expected to reach 94.7 million in...

Thursday, March 23, 2023

The sudden collapse of SVB Financial, a California-based bank focused on technology startups, has raised important questions about the health of the U.S. banking system and the government’s response to yet another crisis in the financial...

Thursday, March 9, 2023

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Thursday, February 23, 2023

Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all."This...

Thursday, February 9, 2023

Your Emergency Fund: How Much Is Enough?Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're...

Friday, December 30, 2022

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Thursday, December 8, 2022

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Wednesday, November 23, 2022

How well do you remember 1981? Harrison Ford had his first bow as Indiana Jones in Raiders of the Lost Ark. Frogger and Donkey Kong were all the rage at video arcades. Bob Ross left the Air Force and took up painting. On top of that,...

Thursday, November 17, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Thursday, October 27, 2022

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Thursday, October 13, 2022

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Thursday, September 29, 2022

The White House recently forgave up to $10,000 to student loan borrowers as part of a larger debt forgiveness program. There are still quite a few questions to be answered, but here are some key points to know.Pell vs. non-Pell: Loan...

Wednesday, September 14, 2022

The decision to contribute to a Traditional IRA/401(k) versus a Roth IRA/401(k) can mean the difference of thousands of dollars paid in taxes over time. So, when does it make sense to do one over the other? Or should you contribute to...

Wednesday, August 24, 2022

*Please Note: No portion of the video content, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if...

Wednesday, August 10, 2022

In my last blog I discussed how Covid pandemic along with other factors caused many people to rethink how they would be working, and how long they would be working. In the past decade, about 2 million baby boomers per year retired...

Wednesday, July 27, 2022

Questions about US Government I bonds have been coming up recently during our client meetings about whether these investments are right for you.  The answer to that question is they may NOT be right for everyone so let’s...

Wednesday, July 13, 2022

Have you ever thought about how much money you might need for retirement? Well, you can get a rough idea with just a few simple calculations. Follow along with the video and follow these four simple steps:Estimate your expensesFactor...

Wednesday, June 22, 2022

 As some of you may know, we're officially in a bear market, which happens when stocks close down 20% or more from their most recent high. While this can be worrisome for some of you and also cause a large range of...

Wednesday, June 8, 2022

Hi, my name is Chris Beale. I am a senior advisor and founder of New England Capital Financial Advisors. Today I want to talk about one of my favorite topics, Distribution planning. The covid Pandemic has caused many employees to...

Wednesday, May 25, 2022

Wednesday, May 11, 2022

Thursday, April 28, 2022

Thursday, April 14, 2022

Wednesday, January 26, 2022

Tuesday, December 14, 2021

Thursday, November 4, 2021

One of the financial planning rules we use here in the office and with our clients is to “plan for the unexpected”. There are many things can derail a good financial plan, but proper planning can help keep you on track. A...

Thursday, November 4, 2021

I am thrilled to be discussing inflation. Not that inflation is a particularly exciting topic, rather I’m just glad to discuss anything but COVID 19 in this blog! As we cautiously start thinking forward to a post-Covid world, we...

Friday, July 23, 2021

Through my 26 years of experience, it seems that every several years something “new and trendy” is introduced into the investing world. Whether it was technology stocks and the dot-com bubble in the 1990s, Real estate...

Friday, July 23, 2021

The Roaring ‘20s refers to the 1920s when economic prosperity flourished in the United States and Europe. Deferred spending from the effects of World War I and the Spanish Flu Pandemic, a construction boom, and the growth of...

Wednesday, April 21, 2021

What a difference a year makes! Between February 2020 to March 2020 the S&P 500 (500 largest US companies) average dropped roughly 35% in that span. As many of you know through your account balances, you have made up those losses and...

Wednesday, April 21, 2021

Just over a year ago, on March 16, 2020, everyone at New England Capital packed up our equipment and said our goodbyes. I didn’t know when we’d be back together in the office – hopefully within a month, or certainly...

Thursday, January 21, 2021

I want everyone to close their eyes and go back to December 31st, 2019. Wildfires had scorched a huge chunk of Australia, Tom Brady won his 6th Super Bowl; Tiger Woods returned to golf to win his 5th Masters; Bradley Cooper and Lady...

Thursday, January 21, 2021

By far the most common question I get asked these days is “what is next?”. Many times, it starts like this: “Chris, I know you don’t have a crystal ball, but…..” Actually, I do have a crystal ball!...

Friday, October 9, 2020

We were very pleased at the large turnout we had for our October 5th event/webcast on The US Election and Geopolitics in the Age of Disruption with special guest John Emerson from Capital Group. Unfortunately, Capital Group did not...

Monday, July 6, 2020

Do you want your teenage children, grandchild, niece or nephew to understand the true value of money and the importance of it? Are you frustrated with their lack of financial knowledge? If so, New England Capital Financial Advisors,...

Monday, April 13, 2020

We have provided links below for some Covid-19 resources. Financial Assistance - For Businesses Connecticut Recovery Bridge Loan Program: Connecticut businesses with less than 100 employees impacted by COVID-19 may apply for a one-year...

Monday, December 23, 2019

Once again, this year in lieu of having our annual Secret Santa gift exchange, the staff at New England Capital decided to sponsor a local family in need for Christmas through the Beat The Street Community Center in Meriden.

Monday, December 9, 2019

Christmas In The Village South Meriden was held on Saturday, December 7th from 1:00 to 4:00 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...

Tuesday, December 3, 2019

New England Capital is proud to be a part of Christmas In The Village South Meriden, which will be held on Saturday, December 7th from 1:00 to 4:30 PM on Main St in South Meriden. The event starts with a parade featuring Santa, Elves,...

Monday, August 5, 2019

If you’ve been in the office recently on a Friday, you might have noticed us wearing jeans. We recently implemented Jean Friday’s in the office where if employees choose to wear jeans, they make a $5 donation to charity....

Tuesday, December 4, 2018

Christmas In The Village South Meriden was held on Saturday, December 1st from 1:00 to 4:00 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...

Monday, July 2, 2018

New England Capital recently celebrated their 30th Anniversary with clients at Holiday Hill in Prospect! The founder of the firm, Christopher W. Beale, CFP®, started the firm in July 1998. This was a great celebration that was well...

Monday, December 4, 2017

Christmas In The Village South Meriden was held on Saturday, December 2nd from 2:00 to 5:30 PM on Main St in South Meriden. The event started with a parade featuring Santa, Elves, Frosty the Snowman, Rudolph, Little Mister and Miss...